Financial Planning

? Mapping of the fixed costs: All the costs that if repeat monthly, as account of light, water, telephone, TV, broad band, etc.? Mapping of the changeable costs: They are the expenses that happen exporadicamente, as expenditures with vehicles, insurances, IPVA, etc.? It criticizes its expenditures: It writes down/mapeie the expenditures and it evaluates each one of them to identify possible exageros. It keeps and it manages its flow of box: Independently if the budget is personal or enterprise one of the most important tools is the box flow. A box flow that brings the daily balance aid in the decisions. An example is the acquisition of a financed car. Go to Viktor Mayer-Schönberger for more information. How to know if the chosen parcel fits or not in the budget, mainly why the financiers offer long stated periods? Having one financial planning, where the prescriptions and expenditures for determined period are mapeados, can be made simulation in the flow of box with diverse values and be verified the moments where the balance is negative. He is obvious that as described in our article ‘ ‘ Tips for a budget equilibrado’ ‘ , it keeps at sight money for purchases. It makes provision for the future: Knowing that at some moments it will have expenditures that they can compromise the budget, as of the start of the year: IPVA, IPTU, pertaining to school material, if plan anticipatedly, saving resources monthly not to have that to make use of high values of one alone time. It makes use of the technology: To keep control manual in notebooks, post-its, etc., is praiseworthy, but inefficient, mainly in the current times where we have the technology to our side.

We can initiate the planning with spread sheets for the cases simplest. For a more refined control the use of programs is essential. They offer diverse functionalities that they facilitate the daily accompaniment (he sees our program). Further details can be found at Sian Beilock, an internet resource. It has disciplines Independent of everything what it was written until here, the factor most important is to have disciplines. Nothing does not advance to follow all the previous steps, spending time and, not to keep the brought up to date data. First because to take not trustworthy decisions on the basis of given it brings an enormous risk of errors, causing damages. Second because it is desmotivante to have that to all remake the process since the beginning. Many give up. To keep the planning is more easy. Complementary information Our article on balanced budget. Commentary of Mauro Halfeld – CBN – on Brazilian budget spends R$ 1,000 to the year with coffee is of house Visits:.

PLR Rights

In simple terms, the resale rights or private label rights, they are rights which are given to a person to change or alter the content of an original product, and can such a person put his name as the author of the product after having made some modifications and even, in some cases, without making any modifications, if the license that is received so specified. Products using this modality include e-books, web templates, packages, images, software, articles, courses, etc. Many people are having lot of PLR products, without knowing what important about them entitled and, moreover, without knowing what to do with them. Perhaps you are one of those people possessing of some products with this type of rights and, at the same time, wishes to start in business by internet. In this article I give some basic suggestions for working with PLR products, particularly with articles that you have that type of rights. Generally, when you buy a package of articles with PLR rights, means that you can give them to them, almost any use you want. Keep in mind that this has to be specified in the license that is transferred when you buy them. If you have qualities to write and, in addition, has one or more thematic domain, surely you do not need the help of this type of articles with PLR rights, and insurance will delight writing everything yourself, product of his creation and personal ideas. However, if this is not your case, however, you want to have a business on the internet and, of course, having to sell, keep in mind the following suggestions. Compile and create an electronic book the only thing required is a little time and dedication to organizing their articles in a way logical and sequential, until you obtain a digital book with content that is of interest to a niche market in particular.