All these operations can now be done not only through an ATM, but with a mobile phone – if the bank provides pull-services. Incidentally, the implementation of such services requires incomparably less effort and financial investment than installation and maintenance of additional ATMs. In addition, since work on the principle pullservisy query, you can identify the caller on his cell phone number, and if need to seek additional pin-code to confirm the action – for example, transfer funds to another account. Thanks to the intuitive mechanics, reminiscent of communication spredstavitelem bank, pull-service allows customers simply, quickly and at no additional cost to carry out all necessary operations with the account. SMS or Java? There are two main channels for communication between the customer and the bank over a cellular network.

The first and, by virtue of its accessibility, the most common – SMS. This technology and, accordingly, based on her service support for all modern mobile phones, and it is not subject to an additional monthly fee. The client dials query as a text message and sends it to the phone number, and after a while the subscriber receives a response that describes the result of his request. In this case, the client downloads onto your phone a special Java-program, through which we are managed services. C model using Java-based applications common today is much smaller. Firstly, it is actually a ported version of the service "Internet bank", and in the process of developing mobile versions of software products from software, in order to preserve the unique ergonomic mobile telephone are excluded some important elements.